Wednesday, November 21, 2007

How can you have a strong and positive believes (5)

Pray with Faith

This is one of the greatest forces on earth.
When you pray, you tap into the abundant.
The whole universe makes a plot to see you succeed.

The best pray to make you believe you can succeed is giving thanks.
We give thanks that what we want is already happening.

Before praying, we imagine what we want in detail. We experience when we get what we want. We hear sounds, praises, and words in great joy. We smell it and taste it. Then… we give thanks with all our heart to God and we promise that we will make it useful to many people too.

A word of caution in this one…
Use this tool with sincere approach. Consider your self as a servant.
Don’t fool God, He knows.

I hope abundant come to your life.
A prosperous life... for you and your family

Have a great life.

How can you have a strong and positive believes (4)


Put pictures, photos, or big words about things we want to achieve.
We can also put motivating word to inspire us.
We imagine our goals continously.

This is a way to keep our RAS activated.

If you have a hard time to visualise your dreams, you can do test drive cars you wanted, or you can visit houses that you dream off.

This is one of my favorite part…
Day Dreaming…

How can you have a strong and positive believes (3)

To have one, you also must have a good reason.
You must know why you can believe it.
This will be a strong foundation when bad time comes.

Statement: “I know I can succeed!”

“How do I know I can succeed?”

The answers can be:
= Because I know how to do it, that is learn and cooperate with the successful one.
= Because I am a person who willing to learn and take action. I am strong and I have succeeded many times before.
= If others can do it, I can do it too.
= I believe God want me to succeed, and He gave everything I need to succeed. And in trouble times, God will help me.

Answering that kind of question with logical answer is an easy way to guide our subconscious mind believes that we are capable to reach our finish line.

Be Courageous!

How can you have a strong and positive believes (2)

This is another way:


Say a mantra to make you wealthty.
Say it with all your emotion and add it with physical motion. Repeated it many times, over and over again, every day, until you succeed.

Strong believes will bring you Luck.
Or at least, it gives you courage and makes you take action to achieve your goal.
So: Do Incantation.

This is some examples:
* What ever happen, I will grow stronger and achieve my goal.
* Every storm will pass, and I will succeed, no matter what.
* There are no failure, there only be success or learning experience. If I am not succeeding, then I must learn more. If I learn, I am surely succeeded.
* I am strong, confident, wise, and wealthy person.
* I can do it if I want it. And I have a great ‘want’ to do it.

What is your incantation?
Tell me about it.

I sure that you can have a great and wealthy life…
ENJOY… ^_^

Monday, November 12, 2007

How can you have a strong and positive believes (1)

This is one way:

Rearrange your statement about money and wealth consciously.

Most of us learn about money when we are small and live in our father’s house.
We see how our parent reacts to money problem. We copy their behavior. We appreciate what they appreciate, and hate what they hate. It can be in verbal form (a statement or a story), but more often in body language form (we see them despise or love something).

Now after we can take responsibility of our own life, we can make how WE are going to react about money and wealth.
Now, we decide what best for our life.

First, list all of your believes about money and wealth.
Then, change all believes that not support you to be wealthy.
After that, every time your old believes come out, rejected it and say your new believes.


Bad believe:
“Money is root of all evil”.
Wealthy believe:
“Love of money is root of all evil. With money, I can support my family well. Many problems rise because lack of money. And lack of money makes people fight each other”.

Bad believe”
“It is hard to find money. It takes a lot hard work. I’ll never be rich. I have no talent”.
Wealthy believe:
“Money is easy to find to those know how to find it. I have to find a smart and easy way to wealth. Yes, it also takes hard work, but hard work is fun. I love hard work; it makes my body, mind, and soul healthy and prosperous”.
“God wants me to be Rich. He provides me with everything I need. I am His ambassador in this world. To make this world a better place and help other people. And that needs a lot of money”.

Bad believe:
“Money isn’t everything. Money can’t buy sleep or love”.
Wealthy believe:
“Money isn’t everything, true, but everything needs money. Money can’t buy sleep, true, but my sleep is better with cozy bed and nice bedroom. Money can’t buy love, true, but I can express a better love with my money, and it will make my love life very beautiful”.

Bad believe:
“You don’t bring your money when you are dead. Why do you work so hard, just so other people can enjoy your money?”
Wealthy believe:
“It’s true that you don’t bring your money to the grave. But with the right medication I can avoid sickness and death, which needs a lot of money. Mean while, as I live, I want to live happy, joyful, and satisfied. And when I have to leave this world, I want to leave a good heritage that will bless my sons and grandsons, and so they can enjoy a good live too.

Bad believe:
“Rich people are stingy, evil, and have unhappy life”.
Wealthy believe:
“Those are stupid rich people. There are many happy rich people. And it’s better to be rich and unhappy then poor but also unhappy. When I am rich, I will make more donation and contribution to human kind”. (Bill Gates gives US$1 million to AIDS research, so our brother and sister can have a cure, and that is a lot of money).

Now it’s your turn….
List all of your believe then smash it with a new one.
And this will lead you to millionaire’s path

Tuesday, October 23, 2007

GOAL Setting (5)

This post is design to explore your self even deeper.
These questions are related to you: Passion, Values, Talent, and Destiny.


(What do you like to do?)

What activities give you satisfaction?
What are interesting about life?
What are your secret ambitions?
What are your hobbies?

(What is important?)

What will you do, if money is not an issue?
What do you keep? What do you throw?
What are you willing to sacrifice?
If you only have 5 more years to live, what are you going to finished?
What principles those guide you everyday?

(What is good from you?)

What other people say that you good at?
When did you in abundant?
What do you did then?
In what area have you succeeded?
What are your short comings?


(What you are born to do?)

What is your special mission?
What does God want you to do in your life?
What are special chances that you have in your life?
Where can you make a difference?
What things are you consider as your fortune?

To get the most advantage from these posts is:

Stop reading NOW!
Get a pen and papers. Write your answers on those questions.
Prioritize it. Put rank 1 to 5 for the most to the least.
Do it with ease and joyful heart. Tell you’re self:”This is my favorite part”.
Write you self analysis, your goals and their deadline.
Make a conclusion: What can you do start from tomorrow!

Have a joyful life…
It is God blessing!

GOAL Setting (4)

This post is design to help you find your most favorable job and generate the income you want in previous post.

Answer these questions:

What do you like to do?

What bring joy to your life?

If you know that you will definitely succeed and impossible to fail, what are you going to do?

What do you want to feel, see, and hear from your self?

Do these exercise in a relax situation. List as many as you can.
Know your self is one of the best uses of time.

Next post will go deeper…

Don’t miss it.

GOAL Setting (3)

This post is design to find out what you really want and how can achieve it.

Answer these questions:

* What do you want to be?
(What expertise do you want to have? What identity do you want? What kind of person you want to be remembered?)

* What do you want to do?
(What do you want to learn? To Who? Where do you want to go? With whom? How long?)

* What do you want to have?
(What kind of house? Where? How big? What facilities? What car do you want to have? What kind of friends do you want?)

Write beside every goal: When do you want to achieve it?
(One year? two years? Ten years?)

Calculate how much money needed to achieve those dreams.
Write as detail as you can.

When do you will have that much income?

Also write how much passive income do you want to have, and when will you have it?
Cause a good way to buy those things is just from your investment’s interest (not from your investment capital).

Next post will help you find your unique way to achieve these goals.
It will unlock your true potential in this great life.
Don’t miss it.

GOAL Setting (2)

Today will talk about 3 principles to make a GOAL.

A Goal must be Specific.

If you say “I just want to be rich”, then you won’t achieve anything. Because being rich is all about point of view. Some one consider having $100 in his pocket to be the richest day in his life, other consider having $100.000 in his bank account worth nothing.
If you say “I want to be richer”, then when I give you a dollar, you will be richer than yesterday [Mission accomplished (^_^)]

Make very clear what you want and when you want to have it.
Cause: Clarity is Power.

A Goal must be form in positive words.

Just for your information: Our subconscious mind don’t know negative words.
It just realizing thought that dominate our mind.
If you say “I don’t want to be poor”, our mind catches the grand word: POOR. And the thing we want to avoid is what happening to us.

A little demonstration: “Right now, I don’t want you to imagine a blue elephant!”
And your imagination is …
Get the point?

So form your goal in positive words.
And to make it even better, Write it with positive emotion and as if you already achieve it.
Example: “With joy and gladness, I (your name) already have $1 million, since (the date you want to have it).

A Goal must be Written

In 1954, Yale University makes a research to their graduation on who already have written goals. There only 3 % who did it. Twenty years later, they continue the research. The result is very interesting. That 3% who write their goals, have more net worth than 97% combined. Wow… that’s powerful.

When we write our goals, it makes clear to our mind that we are serious. We will activate RAS (Reticular Active System) in our brain. RAS is like a device in missile that will chase target and make a correction step until it hit the target.

Have you write you goals?

Our next post will be guidance to make your perfect goal.

GOAL Setting (1)

Why and how to set a clear and solid goal.

Having a goal is a first step to achieve something.

This is another reason why people get (or don’t get) rich.

People who are rich always have a goal to become and stay rich.
This is a climbing activity. The higher you climb, the richer you become.

In my old post I include reasons why many people fail to be rich.
Here I include some that connected to our discussion.

Didn’t make a goal to be rich
Make unspecific and unclear goals

Goal will make you focus. Goal will direct your activity. Goal will increase your productivity. Goal will make you stay on your path to richness.

Great Principles in Goal Setting:
It must be specific, in positive words, and written.

In our next post, we will dig more about these great principles

Have nice days…

Wednesday, September 12, 2007

Success Formula

Do you believe it?
There is a formula to achieve success.

A success coach told me this formula:


To be a millionaire,
You must think like a millionaire, fell like a millionaire felt, and do what a millionaire do.

Think like a millionaire
Usually they have goals. A Goal make you move to a destination. It will focus and direct your energy and effort to be a millionaire.
You can see how to make a super goal in my other post: ‘Goal Setting’.
Millionaires also have certain traits. These traits form by principles they hold. These become fundamental in decision making. You can find these principles in this blog.

Fell like a millionaire felt
Be confident, brave, dare to take action, commitment and responsible for your own life.
To have this kind of traits, you can see posts: ‘How can you have a strong and positive believes’.

Act: do what a millionaire do.
There is millions way to be a millionaire. First you must choose what kind of millionaire you want to be, and then you must choose what millionaire’s route you want to take.
There are slow route and fast route.
Slow route explain in post: ‘A sure way to wealth’.
Fast route explain in post: ‘4 great ways to wealth’.

I hope these posts will help you go to a better life.
God bless you

How to build business without much money

Yes!!! We can do business without big asset for the start.
Just be creative and you find the way.

This is few of them:

# Become a broker or an agent

Broker job is to sell something to a customer. It’s just like a sales man, but with more advantages. First, you can decide how hard and how long you want to work. Just like a businessman. You set your own goals. Make your own relationship and ways to do business.
Another advantage is usually you will be given a proven system, mentors, trainings and tools to make your success faster and easier. This will greatly reduce your risk; moreover we are beginner in this field. In some field, you even have an office that you can use, with free phone calls. ^_^

You can be a real estate broker, an insurance agent, a car salesman, a free lance marketing agent, or you can joint an MLM company.

One of my friends told me a story how his client went from zero to a millionaire (in Rupiah) in a year. He said, that his client told by an owner of national company that he need shipping for his commodity. So he arranged with another national shipping company to do that. He make an arrangement that particular order must through his company (he made the company after the deal was settle, and with borrowed money from his friend too). He will get 10% from the shipping cost. The value is 10 million rupiah, for one year contract.
Hmm… Nice.

# Build your business plan and find Investor

This sound obvious but true…
If you can come up with a good idea and a great plan, you might be just one more step to become a millionaire.
Of course, you have to give time, effort, and skill to make your business work. Credibility and past performance will be count here.
You can offer 30 – 70 split of profits... Not bad for non-cash business (at least from your part).
You also can ask your parents, sibling, relatives, or friends to help you with start-up capital. But be careful. You can hurt your relationship with them if something bad happen in your business.

# Work in some company first
Learn the knowledge and the skills. Find useful contacts, and save some money. Then when you ready, you can ask your boss to open a branch office with you as the leader and a share of profit or stock-option employee program.
If your boss doesn’t like it, you can build your own company. Or even better, you can be a supplier to your ex-company (your boss should like this idea better).

There are literally hundred of ways to build your own business.
Like the wise man said: “When there is a WILL, there is a Way.”

Good luck.
God bless you…

Sunday, September 2, 2007

Start Up Cost

This is costs you must take into consideration when you open up a new small business

License fee
Funiture and fixture
Interior and Exterior decoration
Inventory (first stock)
Tools and machines
Few month salaries
Few month overhead cost (electricity, water, and phone)
Cash reserve
Marketing and Advertising

Make sure every thing is LOW COST.
This means stuff you buy is cheap compare to its value. It may be a small number in dollar, but it also can big in number. Just make sure you get a good price for every thing you buy.

Success is on your way…

Small Office Equipment

If you consider to open a small office at your home (or any where you like), this is a list that can help you.

* Table (big enough to place your stuff and still be able to write)
* Chair (a comfort one)
* Computer (this is a must)
* Copier/ Printer/ Scanner/ Fax (all in one is preferable)
* Two line phone (and the phone)
* Answering Machine
* File Cabinet
* Book shelves (make this one big, one wall if you can afford)

And don’t forget
* Electricity
* Internet connection
* Ventilation or Air Conditioner
* A good source of light

You can add a sofa and coffee table for unofficial meeting too

Make this whole place an imitation of YOU. So you can work comfortably and make money easily (Lots of them, I hope).

Have a nice Work… ^_^

Tuesday, August 28, 2007


Golden rules for finding your life partner by Dov Heller, M.A.

Another perspective...

There are some people in your life that need to be loved from a distance.. It's amazing what you can accomplish when you let go of or at least minimize your time with draining, negative, incompatible, not-going anywhere relationships.
Observe the relationships around you.

Pay attention...
Which ones lift and which ones lean?

Which ones encourage and which ones discourage?

Which ones are on a path of growth uphill and which ones are going downhill?

When you leave certain people do you feel better or feel worse?

Which ones always have drama or don't really understand, know, or
appreciate you?

The more you seek quality, respect, growth, peace of mind, love and truth around you...the easier it will become for you to decide who gets to sit in the front row and who should be moved to the balcony of your life.

An African proverb states, "Before you get married, keep both eyes open, and after you marry, close one eye"; Before you get involved and make a commitment to someone, don't let lust, desperation, immaturity, ignorance, pressure from others or a low self-esteem make you blind to warning signs. Keep your eyes open, and don't fool yourself that you can change someone or that what you
see as faults aren't really that important.

Do you bring out the best in each other?

Do you compliment and compromise with each other, or do you compete, compare and control?

What do you bring to the relationship?

Do you bring past relationships, past hurt, past mistrust, past pain?

You can't take someone to the altar to alter them. You can't make someone love you or make someone stay.

If you develop self-esteem, spiritual discernment, and "a life"; you won't find yourself making someone else responsible for your happiness or responsible for your pain. Seeking status, sex, and security are the wrong reasons to be in a

Next post will be “What keeps a relationship strong”.


Golden rules for finding your life partner by Dov Heller, M.A.








7. DAILY EXCHANGES (meal, shared activity, hug, call, touch, notes,




If these qualities are missing, the relationship will erode as resentment withdrawal, abuse, neglect, and dishonesty; and pain will replace.

Wish you all a blessed day.

There you go, friends…
You have it all.
Good luck.


Golden rules for finding your life partner by Dov Heller, M.A.

QUESTION...2: Do I feel safe expressing my feelings and thoughts with this person?

This question goes to the core of the quality of your relationship.
Feeling safe means you can communicate openly with this person. The basis of having good communication is trust - i.e. a kind of trust that I won't get "punished"; or hurt for expressing my honest thoughts and feelings.
A colleague of mine defines an abusive person as someone with whom you feel afraid to express your thoughts and feelings. Be honest with yourself on this one. Make sure you feel emotionally safe with the person you plan to marry.

QUESTION...3: Is he/she a mensch?

A mensch is someone who is a refined and sensitive person.
How can you test? Here are some suggestions. Do they work on personal growth on a regular basis? Are they serious about improving themselves?
A teacher of mine defines a good person as "someone who is always striving to be good and do the right ";. So ask about your significant other: What do they do with their time? Is this person materialistic? Usually a materialistic person is not someone whose top priority is character refinement.

There are essentially two types of people in the world:
(1) People who are dedicated to personal growth and
(2) People who are dedicated to seeking comfort.

Someone whose goal in life is to be comfortable will put personal comfort ahead of doing the right thing. You need to know that before walking down the aisle.

QUESTION...4: How does he/she treat other people?

The one most important thing that makes any relationship work is the ability to give. By giving, we mean the ability to give another person pleasure.

Ask: Is this someone who enjoys giving pleasure to others or are they wrapped up in themselves and self- absorbed?

To measure this, think about the following: How do they treat people whom they do not have to be nice to, such as waiters, bus boys, taxi drivers, etc... How do they treat their parents and siblings? Do they have gratitude and appreciation?

If they don't have gratitude for the people who have given them everything; can you do nearly as much for them? You can be sure that someone, who treats others poorly, will eventually treat you poorly as well.

QUESTION...5: Is there anything I'm hoping to change about this person after we're married?

Too many people make the mistake of marrying someone with the intention of trying to "improve"; them after they're married. As a colleague of mine puts it: "You can probably expect someone to change after marriage for the worse" If you cannot fully accept this person the way they are now, then you are not ready to marry them.

In conclusion, dating doesn't have to be difficult and treacherous.
The key is to try leading a little more with your head and less with your heart.
It pays to be as objective as possible when you are dating; to be sure to ask questions that will help you get to the key issues.
Falling in love is a great feeling, but when you wake up with a ring on your finger, you don't want to find yourself trouble because you didn't do your homework.

Next post will be “another perspective”.

Monday, August 27, 2007


Hai, my friend sends me this nice article. I think this is good. So I want to share it to all my friends. I divide it into several post, I hope this will be easier to read. Enjoy….

Golden rules for finding your life partner by Dov Heller, M.A.

When it comes to making the decision about choosing a life partner, no one wants to make a mistake. Yet, with a divorce rate of close to 50%, it appears that many are making serious mistakes in their approach to finding Mr. /Miss. Right!

If you ask most couples who are engaged why they're getting married, they'll say: "We're in love"; I believe this is the NO.1 mistake people make when they date. Choosing a life partner should never be based on love. Though this may sound "not politically correct", there's a profound truth here.

Love is not the basis for getting married. Rather, love is the result of a good marriage.
When the other ingredients are right, then the love will come. Let me say it again: "You can't build a lifetime relationship on love alone"; you need a lot more!!!

Here are five questions you must ask yourself if you're serious about finding and keeping a life partner.

QUESTION...1: Do we share a common life purpose?

Why is this so important? Let me put it this way: If you're married for 20 or 30 years, that's a long time to live with someone. What do you plan to do with each other all that time? Travel, eat and jog together? You need to share something deeper and more meaningful. You need a common life purpose.

Two things can happen in a marriage:
(1) You can grow together, or
(2) You can grow apart.

50% of the people out there are growing apart. To make a marriage work, you need to know what you want out of life!

Bottom line; marry someone who wants the same thing.

Next post will be the other questions.
Stay tune…

Sunday, August 12, 2007

Know Thy Self

To know what we are…
This is a path that we all must cross.
This one drill that all of us must endure.
Because know your self inside-out will bring true success

This is the Key Question that will unlock your true well being.

(Answer this one by one and list as many as you can)

I am Happiest when I ________
I fell Excited when I ________
If I have all the money I need, I would do ______
The Best Advice I ever received was _________
The Best Thing I ever did was ________
Work is best when ___________
Life is best when ___________
My Hidden talents are _________
My Purpose in life is _____________
I have the most energy at work, when I ______
The skills I most like using at work are ____________
What people admire about me is _______
I am best at ______________________
The thing I need that can help me is _____________

After you finish answering these questions…
I say “Congratulation, You have made a great progress in your personal success”

Have a Great LIFE………
You deserved it!


Great Customer Service

To make a Great Customer Service is really about Managing Expectation.

If you can fill your customer expectation, this means you are okay…
But if you can Surpass their expectation, this is GREAT CUSTOMER SERVICE.

Few Things that can make your business have great customer service:

Ask your customer what they want, how they want it and when.
Then give it to them.

Train your front-line (team member that face customer directly) to provide Excellent Service.
Give them responsibility and some authority to solve customer complains.
Give Reward to them, who can make customer happy again.

Do more than you ask for...
Give useful information, sincere service, a discount, or even a gift, when appropriate.


Even “Adult” can do Advertising

This is really nothing got to do with adult stuff.
But every man (or woman) can advertise with these very simple tips.
So easy, that some times, I have to pad my self for its simplicity.

Put your Ad in media that most of your customers READ.
Make an attractive (bold and big) head line which contain benefit that fills your customer need.
To make it more powerful…
You can give something, like discount or gift, if they act (means buy) NOW.
And please…
Make them easy to reach you, like put your telephone number, web and email address.

Now you know what it takes to make great advertising.

These tips are not a rocket science, but they surely work…
Money back Guarantee!
(Wait, you give NO money for these tips, so this means No-Money Back Guarantee).

Just kidding… ^_^
Have a great Life.

What failure means

Failure doesn’t mean you are a failure
It just means you haven’t succeeded yet
Failure doesn’t mean you have accomplished nothing
It does mean you have learnt something
Failure doesn’t mean you’ve been fool to try
It means you were brave, you have a nerve
You had courage, be proud of your self
Failure doesn’t mean you’ll never make it
It does mean it will take longer
Failure doesn’t mean you are finished
It does mean you have a chance to start it all over again,
Try something new
Failure doesn’t mean God has abandoned you
It does mean He has a better idea
So it’s true, failure is never final

-Dr. Robert Schuller-

Friday, August 10, 2007

How to build a business with 98% chance of success

We all heard bad things when you want to start a business.
It is said that 80% of new business close in first year. And from the 20% that survive, 80% of them will close in four years.
So in 5 years, there are only 4 % of these companies survived.

So how do we make our chances bigger than the average crowd?

A millionaire, that he had built hundred companies and close many of them, told a story.
He said, if he builds company alone without any experience, the chance of survival is only 15 to 20 %.
If he work with another millionaire that don’t have any knowledge or experience too, the chance of failure is greater than its success, even tough the business looks very profitable and promising.
If we work, he said, with a foreign company in new business, the chance is 50-50.
But if we work with an experience foreign company, the chances are 70 to 80%.
If we work with the world best company in their field, our chance of success become 95 to 98%.


And the easiest way to work with this company is through franchising.

That why it is important to buy franchise that is the leader in their field. A business that already strives more than 5 years, and have lots success stories from their partner.

If you can not afford the best in the world, try to look from the best in America, or Australia, or Japan, or China, or in your own home town.

May you find your success, a great success…

Have a happy life. ^_^

How to become a Millionaire

You can sell something to some one with $ 1.000.000 in profit
You can sell something to 100 people with $ 10.000 in profit
You can sell something to 10.000 people with $ 100 in profit
You can sell many things to one million people with $ 1 in profit
You can sell many things to some one with $ 100.000 in profit, ten time
You can sell something to 100 people with $ 1000 in profit, ten times
You can sell something to 10.000 people with $ 10 in profit, ten times
You can sell something to one million people with $ 0.1 in profit, ten times
You can sell many things to 1000 people with $ 100 in profit, hundred times
You can sell something to 100.000 people with $ 0.1 in profit, hundred times

Wednesday, August 8, 2007

Marketing Research made simple

Every business needs to do marketing research.
A good research produces good-quality data.
Good-quality data means a better decision.
A better business decision will bring more CASH FLOW.

You can do it with easy, simple (and cheaper) approach.

These are questions you must answer

Who is your customer?
What age, where they live, their marital status, what their occupation, level of income, how they make purchasing decision, what valuable to them, belief or life principle that connect to your business, do they have social group that have great influence in their life, are there any trendsetter or group leader (that can be used as a tipping point).

What do they need?
Why they need it, how they like to get it and when.

Who are your competitors?
What they good and bad at?

What is your Ultimate Advantage?
What makes you different from your competitors. And not just different, but really have a plus Value in fulfilling your customer need. This can be your niche to profit from the market.

What is your Industry trend?
What things (or policies) that can harm or benefit your business?

Ask this Question frequently. And you will feel the “pulse” in your business.

Like the old saying, “If you know you’re self and your enemy, go into 100 battles, and you will win 100 battles.” (Sun Tzu)

Hopefully this posting can help your business grow and make more money.
God bless you all… ^_^

Monday, July 30, 2007

Good education will give you good income

Here is a connection between education and someone income in average.

High School = 26,505
Some College = 31,054
College Graduate = 49,303
Bachelor's Degree = 43,143
Master's Degree = 52,390
Doctorate Degree = 70,853

You can see when you have better education, you will have more money.
But the best education to have much money is the education of money it self.

Education is very important. This is no.1 leverage that we can have.
Learn to earn money. Learn to make business, a profitable and systemize business. Learn to invest in profitable vehicle.

Have a great income, and enjoy the good life!!!

Thursday, July 26, 2007


May be the most hard part in this millionaire journey… is Loneliness.

When your family don’t understand what you are doing. An even talks you out of it. You fell that you walking alone…
Feel likes no body to thrust, no body to share…

My dear friend said, it because we swim in different pool. Or you can say, talk from different perspective…

It had been 2 years now…

After so many books and seminars, no real result yet, but obviously already start disagreement between me and my family.

Being millionaire involves many fearful things, such as lend money from bank. This is a good leverage, and a must way to be millionaire in faster way. As a booster to propel your financial shuttle to the orbit of financial freedom.
But my family is very scared even to discuss about this topic, moreover learn about this.
Also about high return of investment… although there many scam out there, but there is true high return you can get and in perfectly save vehicle too.
They said “If this is so good, why all people don’t be doing this and get rich”. I think it’s quite funny… because not all people know and even they know, a lot of them don’t want to learn, for various reasons (just like them).

Please, don’t get me wrong…
I love my family. They are good and loving people. Just don’t see money the way I see it.
This is just a story that I want to share with my friends.

Hope you all have courage to take the journey…
No Sacrifice, No Glory.

Tuesday, July 17, 2007

Top TEN list of billionaires according to Forbes

1. Bill Gates with Net Worth US$ 56 billion. Because of Microsoft, come from United states.
2. Carlos Slim Helu with Net Worth US$ 53.1 billion. Because of Telmex, America Movil, Grupo Carso, come from Mexico.
3. Warren Buffet with Net Worth US$ 52.4 billion. Because of Berkshire Hathaway, come from United states.
4. Ingvar Kamprad with Net Worth US$ 33 billion. Because of IKEA, come from Sweden.
5. Lakshmi Mittal with Net Worth US$ 32 billion. Because of Arcelor Mittal, come from India.
6. Sheldon Adelson with Net Worth US$ 26.5 billion. Because of Las Vegas Sand, come from United states.
7. Bernard Arnault with Net Worth US$ 26 billion. Because of Louis Vuitton, come from France.
8. Amancio Ortega with Net Worth US$ 24 billion. Because of Inditex Group, come from Spain.
9. Li Ka-Shing with Net Worth US$ 23 billion. Because of Cheung Kong Holdings, Hutchinson Whampoa, come from Hongkong.
10. David Thompson with Net Worth US$ 22 billion. Because of Thompson Corporation, come from Canada.

Millionaire can come from many background, many business, many way, many places, many colour, and many possibilities.
Which one is yours?

Have a great life

Friday, July 13, 2007

Let's Struggle

I want to share to all my readers what I have been through.
I cannot pretend that I am strong all the time, and all my effort is paid handsomely. In most cases, it’s not.

Just recently my parents turn down my proposition to own a property.
A positively geared property, this is rare in nature. A 2, 5 floor with 11 bedrooms. Just need a little renovation on paint and bathroom. Abracadabra… just like new.

A positively geared property means that the land value grows quite good over the time and the building give you a high return every month. Usually it's one or another, either it give you capital gain or monthly income. But this one can give you both. In Indonesia, they call it “kos”, rooms are rented by many people in the same house. Need a little more management, but it’s income can cover your mortgage. House paid by your tenant, and after 15 years you will own it free and clear.
Not Bad…

But finally I have to let it go. Since I don’t qualified to get financing from the bank (yet), and my father wont let me use his name… (He even don’t want me to enter property investment, at least for now)

One principle they taught me is “If you don’t have it, you can borrow it”.
The only problem is no body want to lend me the access to financing.


I take this as a learning experience…
Even at that time, it hurt my feeling, ego, and motivation.
But I think ‘My Time’ is yet to come….

So for reader out there who struggle to make their first attempt to become millionaire in fast way….
Again and again,
Cause some day… that time will come. Just don’t give up.

Wednesday, June 27, 2007


Where does our happiness come from?
We all want to be happy
But where we can find that happiness?

I think happiness and satisfaction come from our relationship with other people.
It is how we treated by our society

If they treat us with respect, we feel great.
But if they treat us with dishonest, we feel bad.

This is a small example

May be you can share your thought too...


Wednesday, June 20, 2007

4 Ways Continue

Business is the oldest way to make wealth.
Almost every known wealthy man have a great business.
Business has the most leverage than the other type of wealth builder.
Other people time, other people money, other people expertise, even other people product.
As long as you can do good marketing and systemizing your business, I think you can be okay in running a business.
But this is may be the hardest way. There are lots of thing to master
And often time you have to give all your effort and time to make business your business working. It’s like raising a child. Until it can work for him self, you must nurture him until he grows strong enough.

Property on the other hand, is like having a marriage. You stick with it for quite some time. This way also gives a good leverage. You can place a small amount of money to control a larger value of property. When it value rise you enjoy all its increase. But this one also needs some capital to start, people management, and it’s not easy to cash out. Just be considerate to whom you married.

Stock is like having a date. You like it, you stick with it for a while, after its increase its value, you can enjoy nice profit. But this is a very volatile thing. You must watch it very closely…
I no good in predicting market direction. So I like to combine it with option, so they can give me monthly income plus downside protection. It’s quite good.

Last but not least is internet. I heard a lot of new millionaire come from this way…
With a very low budget, you can set up your own shop. But it’s like opening a shop at the middle of the dessert. No body knows you exist, so there must be an effort to make your self know. Much leverage also offered by internet. You can use system to make your “store” running 24 hours. Usually, this is a one man show.

One way is enough to make you rich beyond your wildest dreams. But why don’t we combine these ways to make money faster.
First you start a business. You make it strong and grow bigger. Then you buy a property and land as an investment and make more money. Then you go public and sell IPO. You also use internet as your marketing campaign and customer service…

There are many ways to combine. But make sure you choose something that you like and you passion about….

Have a great day….

Monday, June 11, 2007

4 great ways to wealth

As you may already know, there is a way for every purpose.
If you want to be a doctor, you must enter medical school first.
If you want to be a lawyer, you must enter law school.
What If you want to be a wealthy man???

There many ways to be rich.
You can rob a bank, but you know what will happen.
You can marry a wealthy person, but I don’t like to be despised (even though not all rich people do that).
You can use black magic too, but you have to trade it with your soul (it called “persugihan”)
You can also work at a company, hopefully a big multinational company, and climb the career’s ladder. At the top, you can earn much money, and be wealthy man. While this is not a bad option, you can do it a lot faster, if you want to.

This four proven way for the get rich (just ask the wealthy man).
I. Build a Business
II. Buy Property
III. Trading Stock
IV. Make a Website.

Each way has its own rule. Each one has an advantage and disadvantage.
I will write about it on another post.

Important notes: you can choose only one way, or you may decide to take few ways. Either way you choose, be sure you like what you do and have a great passion about it.
You know it won’t be easy, but it can be fun and very rewarding.

Have a great life. ^_^

Friday, June 8, 2007

True satisfaction

Today I saw a TV program about one of the richest man in the world and known for his great wisdom. It was told how he builds great work and also his love story.
His name is King Solomon…

It is amazing to know what kind of things that a man can build in his own life time.
But it made me sad to hear about the end of his life.

His kingdom is great, but it split after his death.
Have many wife and concubine, but live lonely at his palace.
One true love, yet separated by great distance.
So much wisdom and wealth, but feel unsatisfied at his old age.

How can a great man like this feel so lonely and unsatisfied?

May be the answer is not lies within greatness or wealth.
But our relationship with the source
God we worship and we adore.
My God in Jesus Christ.

Wednesday, June 6, 2007

What is money?

While there are many definition about money,
I, personally, like this definition.

Money = Value Exchange

So… somebody or a company that can give more value will get more money.
It’s that simple.

So make sure your product or service gives more value to the customer, than your competitor. A value that appreciated by your customer, not just any added value. Something that makes your customer life easier, better, simpler, more joy, more wisdom, more… more… more….
The point is to GIVE MORE…
And you only have to give a little more (no pressure here).
Little more luxury than your competitors, little faster on delivery, little more comfort for your consumer, and so on….:

Give and you shall be given….

Have an abundant life… ^_^
God bless us.

Why money?

That question may raise many eye brows. What is money anyway? Why is it tempting us so much? Make people in this planet feel restless, just want more of it and never have enough.

Well… to make it simple. Money is trading tool. It may be in form of coin or paper. Made from a special paper, but it still a paper… if light a fire on it, it will burn into dust.

So why this paper make so much trouble…
May be it’s not the paper. But it may be the effect created by this kind of paper. You feel more power. You are in secure situation. You feel excited. You feel brave. You’re in control of your life. You can have things you wanted. People will look different at you. You get more respect. You get more friends. And may be… you get a lover.

So remember it’s not the money you want. But the effect caused by money.

Life is good… Enjoy!!!

Monday, June 4, 2007


Some of the wealthiest countries in the world are
*The United States * The United Kingdom *The Republic of Ireland *Norway *Japan *Kuwait *United Arab Emirates (especially Dubai) *South Korea *Germany *The Netherlands *Belgium *France *Taiwan *Australia *Canada *Finland *Greece *Spain *Portugal *Sweden *Italy *New Zealand *Iceland *Monaco *Liechenstein *Luxembourg *Switzerland

And two which having an economic boom:

Open your mind, and have a wealthty life !!!

Sunday, June 3, 2007

How to overcome poverty

My advice is...

Tuesday, May 29, 2007

You don’t need money to life

Yes… You really don’t need any money to be able to life.

Let me explain a bit.
You don’t pay for the air you breathe in.
You don’t pay to ‘unload your stuff’ in the stomach.
You don’t have to pay for food you eat.

Money is only needed for human relationship.

You pay the hospital which provides oxygen for you.
You pay the property owner whose provide toilet for you.
You pay the restaurant, which chef prepare for you.

You pay hospital, property owner, and the chef.
Not the thing to support your life. It just support your life style.

We give money to other people for their work.
(That also how we can get money)

So… actually you can life without money. I hope this can change our opinion about living. We can be creative in this life. When you get the “know how”. You can do and make anything.
And may be… You can make money without money.

Have a beautiful day!!!

How do you define success?

What is success for you?
Do you feel you have succeed or just begin you journey to success?

Many people define success equal lots of money. Other defines it as certain life style. What car you drive, What kind of house you live in, Which travel did you made, What club you join…. etc… etc…

While there is nothing wrong with all stuff above, you get plenty of headaches when you try to become successful person. Just because there are so many definition of success. Every society has their's definition.

To make things easier to understand, I made my own definition.
For me, SUCCESS simply means I HAVE ACHIEVED IT…

Achieved what?
The answer to that question is up to you.
What do you want? What do you think important? What is your desire? What is your passion? In what area do you feel challenge? What things give you most satisfaction?

Those questions will a lead to a Goal. And only after achieving this goal with effort, you will find the success…

May be it’s a certain amount of money, May be it’s a certain kind of relationship, May be it’s a certain level of education… You name it!
It doesn’t matter what your goals are. When you achieved it, you feel succeed.

In modern world today, we equal the meaning of success with millionaire. But for me, success is a very personal thing.

So.. What is your Success?

Have a SUCCESSFUL living for all of you.

Entrepreneur Credo

I do not choose to be a common man,
It is my right to be uncommon… if I can.
I seek opportunity… not security.
I do not wish to be a kept citizen, humbled, and dulled
By having the state looks after me.
I want to take a calculated risk;
To dream and to build
To fail and to succeed
I refuse to barter incentive for a dole;
I prefer the challenges of life
To guaranteed existence the thrill of fullfilment
To the state calm of utopia.
I will not trade freedom for beneficence
Nor my dignity for a handout.
I will never cower before any master
Nor bend to any master.
It is my heritage to stand erect, proud, and unafraid;
To think and act for my self, to enjoy the benefit of my creations
And to face the world boldly and say:
“This, with God’s help, I have done”.
All this is what it means to be an entrepreneur.

Except from ‘Common Sense’ (1776)
By “Thomas Paine”

Thursday, May 24, 2007


The term “Wealth” is usually used to describe the quantity of a person possession.
A person with lots of private asset called wealthy….

But for me, wealth has broader meaning…

You see a rich person but their marriage destroyed.
You see wonderful person but they lack of health.
You see a strong young man but don’t have any money.
And you don’t want any of this choices.

You want it all…
Rich, happy marriage, children who respect you, liked by many people, good health, strong body, good thought, peace, and all the good things you can thing of.

For me, Wealthy = Happy + Healthy + RICH…

So… Be happy, be healthy, and be rich as you can.


What is Wealth?

“WEALTH” come from the old English word "weal", which means "well-being" or "welfare". This term originally describe the possession of such qualities.

Now days “wealth” means an abundance of items that has economic value, or the state of controlling or possessing such items, including money, real estate and personal property.

The label of wealth is relative and not only varies between societies, but will often vary between different sections or regions in the same society. For example, a personal net worth of US $1,000,000 in most parts of the United States Midwest would certainly place a person among the wealthiest citizens, yet the same net wealth would be considered quite modest on New York City's Upper East Side or in the Connecticut suburbs. However, such amounts would constitute extraordinary wealth in impoverished developing countries.
So individual consider as wealth if he have more assets than his society.

No limit

There are no limit to wealth. Wealth is abundant. There is room for people to gain wealth without taking from others, and wealth is not a zero-sum game in the long term. Many things can affect the creation and destruction of wealth including size of the work force, production efficiency, available resource endowments, availability of capital, but most important factor are inventions and innovations.

For example: Energy now day lies heavily on oil from mining. It predicted to run out in near future. Oil price went crazy in the past few years. But before it really run out, scientist already discover another alternative energy. Energy that come from sun, wind, and even water, which we know it will never run out. Scientist can even make oil from plants.

However, at any given point in time, there is a limited amount of wealth which exists. That is to say, it is fixed in the short term. People who study short term issues see wealth as a zero sum game and concentrate on the distribution of wealth, whereas people who study long term issues see wealth as a non-zero sum game and concentrate on wealth creation.

One's attitude towards this issue affects the design of the social or economic system that one prefers.

Another definition

Robert Kiyosaki (author of Rich Dad, Poor Dad) said, wealth is a measurement of time. It is how long you can continue to live your lifestyle when you cease working. For instance if you have an expense of $2,000 a month and $4,000 in the bank and you have no other forms of income, then you have a wealth measurement of 2 months.

But if you are able to have other forms of income, which don’t require trading time for money, to a point where they exceed your monthly expense, then you will effectively reach infinite wealth. This called PASSIVE INCOME or residual income. And if you think wealth is a game, then your goal is to have passive income more than your monthly expense.


Hope you all achieve it, and have a GREAT LIFE !!!

Monday, May 21, 2007

the opening

Hi… this is the first time I ever write a blog. ^_^

Thanks to the kindness of Google program who created blogger, so newbie like me can post my story on the web, by just three step.
Wuahhh… that’s a BIG help.
So applause and lots of gratitude for people in Google, who have taken the trouble and turmoils to create this kind of program.

This purpose of this blog is to share some of the thought I have collected in my journey in life about money and life…

Life is good… Life is great… And there is so much greatness in it… so amazing to be able to life in this century….

I write topics about money, because this topic has caught my attention about 2 years ago as I enter working environment.
I found interesting phenomena about money… The cause of many trouble and despair in this world, yet all people I know struggle to get it more…

Funny isn’t it?

So hope you enjoy my writing…